You can customize this term plan according to your insurance needs, by choosing from the following two options: ICICI Prudential Short Term Fund 4 Value Research 1110 14-1110 ICICI Prudential Mutual Fund The scheme seeks to generate income through investments in a range of debt and money market instruments while maintaining the optimum balance of yield, safety and liquidity However it comes with higher premiums. Leave a Rating! ICICI Prudential Life Insurance Company Limited (ICICI Prudential Life) is promoted by ICICI Bank Limited and Prudential Corporation Holdings Limited. ICICI Prudential's iProtect Smart term insurance plan is one of the comprehensive term plans available in the market today. W/II/2601/2018-19. The term insurance plans are well designed and so have received many accolades from the experts as well as the users. 6 Common Mistakes While Buying a Term Plan. 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